Our colleagues acquired qualification in the fields of law, economics, engineering and high level knowledge of foreign languages, which nowadays are considered essential for providing high quality service for the Clients. The experience of our colleagues gained in international (English, German) insurance markets is the guarantee for providing our Clients with the highest quality insurance broking services and the best available insurance protection.

Since the 20 years of its operation, our company has developed excellent relations with the insurance companies operating in Hungary, and with their colleagues.
The essence of our insurance broking activity is that we always act for and on behalf of our Clients and not for and on behalf of the insurers as an independent consultant. Our independence from insurers enables us to represent our Clients interests even against those of insurers if so needed.

When drawing up insurance programmes, we emphasise the potential exposures of the Client instead of selling standard covers offered by insurance companies.
Our extensive international relationships provide the opportunity to use the expertise of specialist foreign brokerage or insurance companies when a specific solution or reinsurance cover is required for foreign risks which cannot be placed in the Hungarian market.

We look at the risks of our Clients from the global aspect because selective risk analysis often produces unsatisfactory results from a financial point of view. In the course of a risk analysis exercise, we determine the exposures threatening the company’s financial standing: insurable risks and those which need other methods of risk reduction or elimination. With regard to insurable risks, we design an insurance programme for the optimal management of such risks, always keeping an eye on the Clients business and special characteristics. It is very important that we draw up a tailor-made construction suited to the Clients requirements rather than trying to sell a ready-to-use standard insurance product. The insurance programme is then presented to insurers having the best reputation and appropriate expertise for a quotation. After having analysed their quotations we make a proposal to the Client for the selection of insurer(s).

It is one of our main objectives to take over daily insurance related problems and work on behalf of our Clients. Therefore, our work is not finished when the insurance policies are issued; rather, it just begins. For further details please go to the subject on Services.

We are convinced that our work should be judged by the quality of our relationship with Clients. Our experience shows that most of the insurance related problems and issues can be eliminated if we honestly inform Clients about the insurers requirements and draw their attention to small- print part of insurance conditions before any policy is taken out and signed. In case of a loss event we render active assistance to our Clients from sending the loss report right through until the claim is settled and closed. We are aware that the best advertisement of our company is fast and reliable claims handling, so we will do our best in order to ensure that our Clients shall receive correct insurance service as soon as possible.

Our services are free or charge for our Clients provided that their insurance policies are bound and handled via our company, because our remuneration is paid by insurers, in accordance with international market practice.
Creating a tailor-made insurance product for the Client and collecting quotations enables us to optimise our bargaining position that is a result of our reputation, premium volume placed in the market and our independence – for the benefit of the Client and to negotiate the best available terms and conditions (as opposed to the situation when the Client negotiates directly with insurers or through their agents).